01Why a backup changes the math
Keep the upside. Lose the risk.
Taking a cash offer costs real money. Holding one in reserve costs nothing — and it removes the two things that actually go wrong in a sale.
The best of both worlds. We list your home on the open market to pursue maximum value, but you have a written cash offer in place from day one as a safety net. If the right retail buyer shows up, you sell traditionally for top dollar. If you need to move on your timeline, the cash offer is ready to execute.
9%
Average discount sellers accepted on cash purchases versus financed ones in 2025. That is what taking cash outright costs — and what a backup preserves.
13.6%
Of U.S. purchase agreements fell through in May 2026. The rate has held near 14% for two straight years.
12.2%
Of pending sales in the Washington DC metro fell out of contract in May 2026.
14%
Of contracts settled late in the three months to May 2026. A trigger date does not move.
The market you’re listing into · June 2026
$675,000
Washington DC metro median sale price, up 3.8% and just shy of the record high.
11 days
Median days on market across the Bright MLS region, unchanged on the year.
25%
Of buyers paid all cash in May 2026 — the pool a backup offer comes from.
Sources · Cotality, full-year 2025 · Redfin, May 2026 · NAR REALTORS® Confidence Index, May 2026 · Bright MLS, June 2026